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These workbooks contain the experiential opinions of the authors. It is the responsibility of the reader to exercise due diligence in researching and implementing the concepts of the Planners 4 Life Planning Guides and Worksheets. The authors are not obligated to provide support on products or services listed in them. The authors cannot be held liable for any system misconfiguration or malfunction. The reader inherently agrees to these terms by reading these workbooks, sheets, and guides and thier contents. www.Planners4Life.com

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